Gulf & Fraser has partnered with Manulife to provide the Smart Wellness Health & Dental Plan to our members.
The Smart Wellness Health & Dental Plan with Manulife has eight different options for you to choose from—helping you find one that best suits your family’s individual needs and budget.
What coverage do you already have?
You might already have health and/or dental coverage through your post-secondary school, under your parent’s plan, or under your current employer’s plan. Be sure to look into this before making the decision to add further coverage.
Consider what level of coverage you and your family need—today and into the future.
Based on your current and future needs, it’s important to determine what level of coverage you need. If you’re planning on making some important life decisions—like getting married or having a child—consider these factors in your decision making.
We offer plans to meet a diverse set of needs.
Our eight plans offer variety to suit different needs. Four plans offer various levels of both health and dental benefits, while the other four offer only dental coverage.
If you’re looking for a complete bundle of health benefits, consider the Silver or Gold Plan. Both plans offer coverage for dental services, prescription drugs, vision care, hospital, travel, registered specialists and therapists, homecare and nursing, and much more!
All plans include most core benefits. You don’t have to pay extra for benefits like vision care, registered specialists and therapists, ambulance services and more.
Are you a business owner?
We offer health insurance for business owners and their employees.