A financial plan is like GPS maps showing you how to get there.

Are you trying to follow a budget, pay off debt or save for retirement? We can help.

Yes, you have financial goals—but if you’re not following a realistic plan, you may find it difficult to actually achieve those goals.

Consider refining your financial plan with a Gulf & Fraser expert by your side. We're ready to work with you to help you achieve the goals that are most important to you.

Take charge of your finances with a Smart Money Plan™

A Smart Money Plan™ is a custom financial plan to help you get where you need to go. You meet with us and tell us about your goals and current financial situation and together we come up with a plan to get you where you want to go.

Discover your Smart Money Score

Your plans for a bright tomorrow start today. Ask us how you can discover your Smart Money Score.

What can I use a Smart Money Plan^TM for?

Depending on your goals, your Smart Money Plan™ can cover:

Planning and saving for retirement
Saving for a large purchase
Paying down debt
Managing your cash flow
Insurance and protecting your wealth
Reviewing and understanding your statements

Your Smart Money Plan™ appointment is a good time for your Gulf & Fraser Financial Planner to work with you to uncover any issues and opportunities in your finances. It's also a great time to ask any questions that you may have.

Give us a call. We can work together on your plan!

We will help you review your investments, create or update your plan, answer your questions, and recommend adjustments to help keep you on track. As your needs or circumstances change, your dedicated planner will work with you to update your plan to meet your financial objectives.

Are you ready to get started?

Call us or book an appointment using our online form.

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Frequently asked questions

Here are some questions people ask about the Smart Money Plan™

Is it really free?

Yes! No strings attached, no commitment or purchase necessary! We provide this service to non-members as well.

What information does a Smart Money Plan™ give me?

Your Smart Money Plan™ gives you a snapshot into your existing financial picture and projects whether you are on track to reach your long-term goals. You’ll receive a summary of any changes and steps you need to take to achieve the financial future you want, as well as tips and opportunities to help you get there.

How long will the initial phone call take?

The length of your Smart Money Plan™ appointment can vary from 20 to 60 minutes depending on the nature of your inquiry and needs. After the initial meeting, we’ll review the plan with you and book extra time if needed.

What do I need to have on hand for the initial phone call with my planner?

Whatever you can! The more information we have regarding your finances, the more accurate and complete your plan will be. We recommend having the following items on hand during your Smart Money Plan™ appointment: