After a loved one passes, there are a number of steps you'll need to take to manage the estate.

Gulf & Fraser can provide estate processing services and refer you to other resources you need to manage an estate.

If you've recently lost a loved one, finances are probably the last thing you want to think about. Take the time to grieve, and be aware that you don't have to grieve alone. If you need more help and support than you're able to get from your immediate family and friends, there are counselling services available in most communities to help you through the grieving process.

How will the loss of income affect your family? Know what to check for.

Hopefully the deceased has left a valid and up-to-date will and named an executor. If so, the most important first step is to contact the executor and notify them. If there is no will—or in the event that you've been named executor—contact a lawyer as soon as possible. 

If the deceased was a key provider, you may be worried about how the loss of income will affect you and your family. Is there life insurance? Who are the listed beneficiaries of RRSPs and RRIFs? What about jointly-held property and other assets? If no beneficiaries are named, these assets may simply become part of the estate.

There are other resources to help you get through this.

With the loss of a loved one, you may feel that you're alone. The fact is your community is full of people and organizations that offer help and support. From executing a will to finding non-profit organizations that can counsel the bereaved, Gulf & Fraser can help you find the resources that will get you through this difficult time.