Insure your most valuable possession—your health.
Gulf & Fraser’s Smart Wellness Health & Dental Plan starts where government coverage ends.
Without a plan like this, you may have to pay out of your own pocket for common healthcare expenses like prescription drugs, dental care, vision care, therapeutic services and more.
The Smart Wellness Association Health & Dental Plan with Manulife has eight options for you to choose from—helping you find one that best suits your family’s individual needs and budget. Four plans offer various levels of both health and dental benefits while the other four offer only dental coverage.
If you're self-employed, retired or simply not covered by a group health plan, you know how quickly medical costs can add up—especially those that may not be covered by your provincial health plan. Having your own health insurance (or supplementing your existing work benefits) can help reduce your out-of-pocket payments for common expenses like prescription drugs, dental services, vision care, and physiotherapy.