Account rates

Personal accounts

Get free and unlimited Interac e-Transfers^®* when you open a personal account at Gulf & Fraser.

Learn more about our spending and saving accounts

List of rates for SPENDING ACCOUNT RATE
SPENDING ACCOUNT RATE	Rate
US Dollar and Business US Dollar Spending Accounts	0.05

List of rates for SAVINGS ACCOUNT (INTEREST CALCULATED CDB, PAID MONTHLY)
SAVINGS ACCOUNT (INTEREST CALCULATED CDB, PAID MONTHLY)	Rate
Personal and Business Savings Accounts	0.05

List of rates for HIGH INTEREST SAVINGS - NON-REGISTERED (CDB/M) (INTEREST CALCULATED ON CDB, PAID MONTHLY)
HIGH INTEREST SAVINGS - NON-REGISTERED (CDB/M) (INTEREST CALCULATED ON CDB, PAID MONTHLY)	Rate
$0 to $99,999	1.50
$100,000 to $249,999	1.50
$250,000 to $499,999	1.50
$500,000+	1.50

List of rates for RRSP HISA PLAN (CDB/M) (INTEREST CALCULATED ON CDB, PAID MONTHLY)
RRSP HISA PLAN (CDB/M) (INTEREST CALCULATED ON CDB, PAID MONTHLY)	Rate
$0 - $99,999	1.50
$100,000 - $249,999	1.50
$250,000 - $499,999	1.50
$500,000+	1.50

Business accounts

Connect one-on-one with a Gulf & Fraser Business Relationship Manager and get the help you need to grow your business.

Learn more about Gulf & Fraser's business services

List of rates for HIGH INTEREST BUSINESS SAVINGS (CDB/M)
HIGH INTEREST BUSINESS SAVINGS (CDB/M)	Rate
$0 to $99,999	1.50
$100,000 to $249,999	1.50
$250,000 to $499,999	1.50
$500,000+	1.50

All rates are subject to change without notice, and are not guaranteed unless confirmed by phone or fax.

Overdraft protection

Gulf & Fraser offers overdraft protection which will cover your transactions even when you have run out of funds, to a set limit. It is important that you understand when your account goes into overdraft, the funds will incur an overdraft rate of interest of 21.00%.

*Free and unlimited transfers applies to transferring funds using Gulf & Fraser’s online, mobile and telephone banking services. Does not apply to the GO US Dollar Plan.