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Mortgage and loan rates

Gulf & Fraser has been supporting families in purchasing their first home since the 1950s. We bring that experience to you.

Tell us what you're hoping for and we can help you find a home that you can afford... and enjoy!

 
List of rates for RESIDENTIAL FIRST MORTGAGES
RESIDENTIAL FIRST MORTGAGES Rate
1 Year (Open)
7.50
1 Year (Closed)
6.94
2 Year (Closed)
6.84
3 Year (Closed)
6.29
4 Year (Closed)
6.09
5 Year (Closed)
5.89
1 Year (Open Variable) Prime + 0.70%
7.90
5 Year (Closed Variable) Prime - 0.20%
7.00
Special rate for CMHC or SAGEN Insured Mortgages – 5 year fixed
5.19
25 years or less amortization qualifies for - 0.10% discount
-0.10

 

For residential first mortgages only. Interest rate and approval based on risk profile. Rates/offers are subject to change without notice.  Other conditions and restrictions may apply. Annual Percentage Rate (APR), closed fixed mortgages compounded semi-annually, 5-year variable closed mortgage, compounded monthly.  If fees or charges apply, the APR could increase. All applicants must meet Gulf & Fraser lending criteria. Products and their features may change at any time.

This is a general description only, for more information, please contact our Member Hub at 604-419-8888.

 

Looking for other lending rates?

Please contact your branch or call 604-419-8888 for rates for personal loans, lines of credit, and our other lending products.