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What does wealthy look like to you?

Each person’s idea of financial success is different. Our wealth team has one aim – to help you achieve yours. From investment planning to personalized advice, they’ll put their expertise to work ensuring your financial wellness.

Find the advisor for you

 
 

Wealth & financial planners

Our wealth planners and financial planners will help you put together a comprehensive, personalized plan to match your goals.

David Chan, QAFP™

Wealth Planner, Gulf & Fraser, Credential Securities

dchan@gulfandgraser.com

“Everyone’s situation is unique. I listen and understand the goals that are most important to you. I simplify financial concepts and clearly explain my recommendations to make sure that we are on the same page. Trust and integrity are paramount in developing a long-term member relationship.”

Having been in the credit union financial services industry for well over two decades, David has seen many market ups and down. He believes that having a diversified portfolio and staying the course is the best solution in reaching your financial goals and objectives.

David listens closely to his members to find out what is most important to them and their families. He believes that financial assessment is unique to each individual and he provides you with customized, simple and easy-to-understand solutions without the complicated financial jargon.

David suggests that you pay yourself first by setting up an automatic savings plan from each paycheque to your RRSP or TFSA accounts. This will make a big impact on achieving your financial goals and objectives.

Areas covered:

Edmonds, Metrotown, Nordel, Westminster

Tyler MacLean, CFP®, RIS

Financial Planner, Gulf & Fraser, Credential Securities

tmaclean@gulfandfraser.com

​“I work as your financial partner and guide navigating you through your ever-changing and evolving financial landscape. Together with our team of wealth management professionals, I look to provide full holistic financial advice.”

Tyler has over a decade of experience in the financial services industry and has helped countless individuals meet their unique financial goals. As a Certified Financial Planner, Tyler is passionate about partnering with Gulf & Fraser members to turn their dreams into reality. Tyler specializes in providing Gulf & Fraser members with personalized, tailored advice and access to a comprehensive suite of investment products through Credential Securities.

Tyler believes that creating goals that are meaningful to the individual is one of the most important considerations members should keep in mind when planning their financial futures. He also enforces the message that it is never too late to start investing, and that the power of compound returns paired with sound advice can make a substantial difference in meeting financial goals on a tighter timeline.

Areas covered:

Cloverdale, Fleetwood, Guildford

Jennifer Flentge, CFP®, FMA, FCUIC

Financial Planner, Gulf & Fraser, Credential Securities

jflentge@gulfandfraser.com

“I truly enjoy what I do. I am humbled by the trust and confidence many have placed in me to assist with their critical life decisions, and I have built lasting relationships through the process.

Each person brings their own concerns, hopes, and dreams. Wherever you are on your financial journey, you want to be able to make informed decisions and understand their impact—not only for your own wellbeing, but for your loved ones, families, friends, and communities.” 

Jennifer began her career in financial services in 1991 and progressed through a variety of service and leadership roles. She completed her Certified Financial Planner® designation and has been working as a professional Financial Planner since 1996. Jennifer was with Envision financial for 25 years prior to joining Aldergrove Credit Union and then Gulf & Fraser, by way of a merger in 2021.

Jennifer works with members to help them identify the things that are most important to them, build actionable plans to achieve their goals and foster peace of mind and confidence in their financial future.

Areas covered:

Murrayville, Otter, Willoughby and Langley

Anand Sharma, CFP®

Financial Planner, Gulf & Fraser, Credential Securities

asharma@gulfandfraser.com

“I am proud to be a member and employee of Gulf & Fraser, as my values of helping members succeed and prosper in their financial goals align with the values of Gulf & Fraser. I’m also proud to contribute to the work we do enriching our local communities.”

Anand has worked with credit union members for over 20 years in helping them discover their financial goals and creating a roadmap to achieve them. With his education and experience, earned by working closely with members, he believes that the path to success begins with a solid financial plan.

Anand likes to start by encouraging you to open up about your financial goals and how you envision your retirement. Using the planning tools at his disposal, he engages you in a disciplined approach to investing which helps you achieve your desired goals.

Area covered:

Main Street, 41st Avenue, Fraser, Graveley St

Scott Zhang, CFA®

Wealth Planner, Gulf & Fraser, Credential Securities

szhang@gulfandfraser.com

“With several years of investment management experience and a strong academic background in finance, I work closely with our team of wealth management professionals to provide a holistic approach to financial advice for our membership.”

Scott has a Master of Science in Finance from Simon Fraser University and is a CFA charterholder.

As a Credential Securities Wealth Planner, Scott offers a full array of mutual funds* and develops personalized financial and tax-efficient investment strategies to help Gulf & Fraser members achieve their financial goals.

Scott believes that having a plan in place and the appropriate asset allocation are the keys to financial success. He encourages members to meet with him on a regular basis to review their goals, current situation and asset allocation to ensure they are on track.

Areas covered:

West Broadway, West End, RIchmond Centre, West Richmond

Karen Fox, CFP®, RIS

Financial Planner, Gulf & Fraser, Credential Asset Management Inc.

kfox@gulfandfraser.com

Karen has worked in the financial services industry since 2009 and specializes in retirement income planning, accumulation of wealth and estate planning. She has a passion for helping members uncover their needs and achieve their goals. 

As a Certified Financial Planner, Karen can teach people about how the financial planning process relates to more than just their investments and build a customized, comprehensive plan based on the highest educational standards in the industry that maximizes financial resources, reduces debt, and helps members achieve their financial goals and dreams.

Karen believes in a quote from Warren Buffet – "Do not save what is left after spending, but spend what is left after saving."

Karen brings a wealth of knowledge and experience to our team of accredited financial professionals.

Area covered:

Aldergrove and Mission

Steven Brar, CFP®, RIS

Financial Planner, Gulf & Fraser, Credential Asset Management Inc.

sbrar@gulfandfraser.com

“Have a relationship with your financial advisor rather than your phone. You could be missing out on advice and guidance that could help you do a lot better. This is something we offer you as a member of Gulf & Fraser.” 

Steven Brar is an experienced Certified Financial Planner (CFP) with a successful history of providing comprehensive financial advice for retirement, estate planning, investments and risk management. 

Steven offers an in-depth knowledge of industry products, services and best practices. He is adept at evaluating data and delivering sound advice based on risk tolerance, financial goals, and individual circumstances.

Steven is a passionate public speaker and has been a guest on News1130, the Moolala podcast and Gulf & Fraser’s Smart Money Podcast. His latest podcast, Investing in Turbulent Times, is available on Apple Podcasts and Spotify.

Areas covered:

Abbotsford, Mount Lehman, Mount Lehman Centre

Cory Cop, RIS

Wealth Planner, Gulf & Fraser, Credential Securities

ccop@gulfandfraser.com

I find it so rewarding to build trust with my members allowing them to feel confident in my ability to help them reach their financial goals and give them more time to focus on their careers and family.”

Cory has been with Gulf & Fraser since 2016. After completing his Bachelor’s degree in Economics from the University of Victoria, he obtained his Canadian Securities Course (CSC) certification from the Canadian Securities Institute.

As an wealth planner, Cory listens to you to find out what you value most. He provides you with investment strategies tailored to reach your financial goals and objectives. He knows that investing can seem very complicated and can involve language that many people aren’t familiar with. So he’ll make sure to avoid using “investment jargon” when he speaks with you.

Cory strongly believes in saving early and often. He’ll remind you that paying yourself first is a great method to achieve financial success over the long term.

Area covered:

North Burnaby, Port Coquitlam, Brentwood

Jeanie Shih, CFP®

Retirement Advisor

jshih@gulfandfraser.com

“It’s not how much money you make, it’s how much you save, and everyone can benefit from a well-structured financial plan.”

Jeanie strives to provide customized advice for each member’s unique financial situation. She offers solutions to generate return and tax efficient incomes. Jeanie specializes in retirement income planning.

Jeanie enjoys sharing financial information with clients and works with them to create a plan that will help them achieve their goals. Whether they want to retire on time or learn about estate planning, Jeanie has the knowledge and advice to really work with and for her clients.

Areas covered:

Coquitlam, Burnaby

*Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. 

IIROC Advisor Report

 
 

Wealth protection specialists

Our insurance team will help you figure out what type of financial protection makes sense for you. 

Steve Camele

Wealth Protection Specialist

scamele@gulfandfraser.com

“It can feel uncomfortable to talk about illness and, because of this, other insurance planners may try to make up their client’s minds for them. I won’t do that. I will present you with options for your insurance coverage and help you along the way.”

Steve has nearly two decades of experience in the financial services industry and has spent the last 10 years specializing in insurance. As a Certified Health Specialist (CHS), Steve gives specialized advice on disability, critical illness, and long-term care insurance.

Having dealt with all types of financial situations over his career, Steve offers practical advice on how you can best protect your assets, without the added pressure of a commissioned sales approach.

Having a “difficult conversation” with Steve can benefit your family in the long run.

When Steve met with Rob2, a new immigrant to Canada—and the sole breadwinner for a family of three—he encouraged Rob to get critical illness insurance coverage as part of his life insurance package. Rob was only 46 at the time; he underwent a full medical check and was deemed in good health. But just two years later, Rob fell ill unexpectedly and had to undergo heart bypass surgery. He couldn’t work so he used his critical illness insurance to help him meet the costs of rent and groceries and caring for his family.

“I feel proud I was actually able to help someone like Rob.”

Steve believes strongly in helping you protect your family and the assets you work very hard to accumulate. This is how he approaches all cases. Talk to Steve about your insurance needs today.

Areas covered:

All regions of British Columbia

Sina Asgari

Wealth Specialist

sasgari@gulfandfraser.com

“I am here to help our members to understand how investment and insurance work, what options are available to them and how they can take advantage of these options, so they can make the best decision for their own financial picture.”

Sina Asgari knew from a young age how important financial literacy is to living your best life. He has a natural ability to understand and relate to concerns people have when dealing with uncertainty in their lives. He works closely with members, answering their questions and guiding them towards achieving their financial goals.

Sina provides financial advice to our members—whether that is guidance around using credit cards, choosing life insurance, or investing. He has a diploma in Business Administration, Marketing and Finance and he is preparing for accreditation as a Certified Financial Planner. Sina holds high the cooperative values of Gulf & Fraser and is proud of our reputation for delivering quality service. He sees the relationships that he and his colleagues have with members as one of the best offerings of Gulf & Fraser.

Areas covered:

Main St., West Broadway, West End

1Gulf & Fraser Insurance Services Ltd. is a wholly-owned subsidiary of Gulf & Fraser. This website is for informational purposes only and is not intended to provide specific insurance, financial, investment, tax, or other advice to you, and should not be acted or relied upon in that regard. We encourage you to seek personalized advice from a qualified professional. Insurance products are underwritten by certain licensed insurance companies and are only available throughout British Columbia, Canada.

2Names have been changed to protect the privacy of our members.

 

 
 

Investment specialists

Our investment specialists will help you create a powerful, diversified portfolio to grow your wealth.

Diana Duan, CFP®

Investment Specialist, Gulf & Fraser, Credential Asset Management Inc.

dduan@gulfandfraser.com

“When providing advice and knowledge, I present options that show how you can achieve financial freedom with an easy-to-follow plan.”

Diana has been in the financial industry since 2013. After completing a bachelor’s degree at Simon Fraser University, she obtained her Mutual Funds (IFC) certifications from the Canadian Securities Institute. In 2019, she became a Certified Financial Planner.

Diana's goal is to empower you with the confidence that comes from understanding your overall financial position. She'll help you identify opportunities and obstacles that may change the path towards reaching your goals and walk you through the steps towards making those goals a reality.

Diana is a firm believer in simple strategies. She emphasizes the ease of setting up an automatic savings plan and how this simple exercise can help you reach your goals without much effort.

Areas covered:

Edmonds, Metrotown, New Westminster, Port Coquitlam

Jannat Buttar

Investment Specialist, Gulf & Fraser, Credential Asset Management Inc.

jbuttar@gulfandfraser.com

“I am a firm believer of building long-term loyal, trusting and honest relationships with members to learn about their needs and contribute to their fruitful future.”

Jannat is an Investment Specialist at Credential Asset Management and Gulf & Fraser. She has a Bachelor’s degree in Commerce with a major in Economics from Panjab University in India and completed a Post-Baccalaureate Diploma in Finance at Douglas College.

Jannat worked with members at our New Westminster Branch for nearly three years providing daily banking services and advice. During that time, Jannat acquired her Investment Funds in Canada License and began working towards completing her designation as a Certified Financial Planner (CFP). She joined the Wealth Management team in 2022.

Areas covered:

Langley, Nordel, Fleetwood, Guildford

Mike Razavi

Investment Specialist, Gulf & Fraser, Credential Asset Management Inc.

mrazavi@gulfandfraser.com

“My focus is helping our members to reach their long-term financial goals. I create financial plans with respect to each member’s unique financial situation, time horizon, life stage, and the level of risk they are willing to take to achieve their goals.”

Mike is a Mutual Funds Investment Specialist at Credential Asset Management and Gulf & Fraser, where he offers financial advice on a variety of investment products as well as creates custom Smart Money Plans based on a member’s goals and their unique situation.

Mike has a Bachelor of Business Administration degree from the University of the Fraser Valley, he is accredited as a Responsible Investment Specialist and is a Fellow of the Credit Union Institute of Canada.

Areas covered:

Abbotsford, Cloverdale, Mission, Mount Lehman, Mount Lehman Centre

Sina Pourzal

Investment Specialist, Gulf & Fraser, Credential Asset Management Inc.

spourzal@gulfandfraser.com

“I love building genuine relationships with my members and assisting them on their financial journeys! I find true satisfaction in providing them advice to become more financially confident which they can use to thrive in all aspects of their life.”

Sina is an investment specialist and Investment Advisor at Credential Asset Management and Gulf & Fraser. He has a Master of Business Administration degree from University Canada West and a Canadian Investment Funds Certificate. Sina is passionate about investing and seeing members succeed.

Areas covered:

West Richmond, North Burnaby, Brentwood

Sarah Symons

Investment Specialist, Gulf & Fraser, Credential Asset Management Inc.

ssymons@gulfandfraser.com

“I collaborate with you to focus on your individual needs so that you benefit from tailored financial strategies, because everyone deserves a strong financial foundation.”

Sarah believes everyone can benefit from financial advice and is a strong advocate for financial literacy. She loves knowing members, building long-term relationships, and helping them reach their goals. Sarah is passionate about understanding members’ needs and sees her relationships with others as a partnership. Her focus is to make finances approachable and believes every question is a good question.

Sarah is an Investment Specialist at Credential Asset Management Inc. and Gulf & Fraser. Sarah successfully completed her Investment Funds in Canada course at the Canadian Securities Institute. She has her Liberal Arts Diploma with a focus on psychology and a Professional Essentials Communications Certificate from the University of the Fraser Valley.

Areas covered:

Willoughby, Murrayville, Otter, Aldergrove

Franco Carollo

Investment Specialist, Gulf & Fraser, Credential Asset Management Inc.

fcarollo@gulfandfraser.com

“I enjoy working with members to build their personal investment plans, and ensuring they feel comfortable and have peace of mind that I will be looking after them with care.”

Franco is an Investment Specialist at Credential Asset Management Inc. and Gulf & Fraser, where he offers financial advice on a variety of investment products as well as creates custom Smart Money Plans based on a member’s goals and their unique situation. 

With over nine years in the financial industry, he enjoys working with members to build their personal investment plans, and ensuring they feel comfortable and have peace of mind that he will be looking after them with care.  
 
Franco believes that education is the key to success. His goal is to work with his members to ensure that they are confident and knowledgeable about the plans and solutions that are put in place to help them achieve their financial goals.

Areas covered:

Richmond, Vancouver (Branches are Richmond Centre, 41st Ave, Graveley, Fraser St)

*Mutual funds and related financial planning services are offered through Credential Asset Management Inc. Financial planning services are available only from advisors who hold financial planning accreditation from applicable regulatory authorities.

 

Not sure which advisor is right for you?

It all starts with a simple conversation. Get in touch and we’ll help match you with the right advisor for your goals.

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FAQ

Working with either a wealth planner or a financial planner has a lot of benefits:

  • Personalized guidance – There’s a lot of financial advice out there but it’s not tailored to you. When you work with a financial planner, you’ll get guidance that’s really personalized to your life and your goals.

  • Goal setting & planning – We’re not always certain of our goals. A financial planner will help you figure out exactly what you want and create a clear roadmap to achieve it.

  • Avoiding financial issues – Life can be unpredictable. A planner can help you spot financial gaps before they get in the way of your goals.

  • Staying on track – We all need support sometimes. A financial planner can offer that encouragement, helping you stay on track during tough times.

  • Building financial know-how – You’ll learn all about money management and investment options during financial planning, empowering you to make more informed decisions yourself.

Ready to get started?

Our experienced wealth team is here and ready to help.

Book an appointment

There are a number of benefits to working with an investment specialist:

  • Investment knowledge – There’s a lot that goes into building a portfolio. Investment specialists have expertise in financial markets, investment strategies, and asset allocation. They also stay informed on market trends and key economic conditions.

  • Customized investment strategies – When you work with an investment specialist, they’ll help you build a tax-efficient, diversified portfolio tailored to your needs.

  • Emotional discipline – Investment decisions can sometimes be influenced by our emotions. Working with an investment specialist will help ensure you don’t get thrown off by market shifts or the latest stock trend.

  • Monitoring & adjustments – Managing investments can be time-consuming. An investment specialist will monitor your portfolio for you and make any adjustments needed to grow your money.

Ready to get started?

Our experienced wealth team is here and ready to help.

Book an appointment

This is a good question, and it really depends on your situation. If you’re just starting out, an investment specialist will be able to help you build a solid financial foundation.

When you’re more established and your finances are more complex, either a wealth planner or a financial planner may be a good fit for you. They’ll be able to help you optimize all aspects of your finances – tax, investment, estate, retirement and more.

At the end of the day though, the important thing is to get started. If you book an appointment with our wealth team, we’ll happily help you figure out which type of support is right for you.

Finding the right advisor can seem like a daunting task. Don’t worry, here are three key questions to consider as you explore your options:

  • Can they help me with my goals? An advisor can support you with all kinds of goals. But some specialize in areas that may be particularly helpful to you.

  • Does their approach to financial planning work for me? It’s important that the guidance you get is personalized. Your advisor should take the time to learn about your goals and create a clear, practical plan to match.

  • Do their values align with mine? Our wealth team is passionate about financial wellness and education. They want to create a future where everyone in our communities can achieve their full potential.

For help finding the right fit, book an appointment with our wealth team. They’ll happily help match you with the right advisor for your goals.

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