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First Home Savings Account (FHSA)

Save for your first home tax-free. Contribution deadline: December 31.

Make the most of more special offers


Spending Accounts with no service fees for members under 25 or over 60

Designed by members for members, our range of spending accounts makes managing your money a breeze – no matter your banking needs.

Monthly service fees waived on the Everyday Business spending account for non-profits

Make your cash flow management a breeze – no matter your business needs.

Managing your money is about to get even easier

Explore our accounts with free estatements, free cheque images with estatements, and unlimited deposits.

Let us help empower your business banking

Whether you’re starting out, already established or ready to grow, we’re your business partner offering free estatements and unlimited deposits.

Credit Union Deposit Insurance Corporation (CUDIC)

At Gulf & Fraser, all your deposits are fully guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).

Seniors discount on safety deposit boxes

You can have peace of mind knowing your valuables and important documents are safe and secure at Gulf & Fraser.

Check back soon and follow our socials to stay updated.

0% Balance Transfer Offer

Simplify your finances with 0% interest on Balance Transfers for 9 months*

Apply, Spend, and Earn Welcome Points!

Unlock up to 5,000 Welcome Points* after your first purchase.

New to Canada Offer

Say hello to a new card for your life in Canada and receive $50 to get you started.

Build Credit For the Life You Want

Get a $50 credit after you’re approved!*


Competitive BC mortgage rates customized to you

Access the competitive BC mortgage rates you want, backed by advice.


Gulf & Fraser offers competitive loan rates

Borrow the funds you need to achieve almost any goal – be it buying a car, consolidating debt, or covering life’s unexpected costs.

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Earn up to $10 a month for powering your possible

Co-created by members for members, our Member Rewards Program is designed to reward you for working towards your financial goals.

Offers in your inbox

We share new special offers all the time! Make sure you never miss one by getting our monthly newsletter directly in your inbox.

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*Conditions apply.
Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc.