Skip to main content
Select Image

Term deposit limited-time offer

24 month 5.00%* non-redeemable term deposit. Your choice of non-registered or registered (RRSP, RRIF, RESP, FHSA, and TFSA)

Make the most of more special offers


Spending Accounts with no service fees for members under 25 or over 60

Designed by members for members, our range of spending accounts makes managing your money a breeze – no matter your banking needs.

Monthly service fees waived on the Everyday Business spending account for non-profits

Make your cash flow management a breeze – no matter your business needs.

Managing your money is about to get even easier

Explore our accounts with free estatements, free cheque images with estatements, and unlimited deposits.

Let us help empower your business banking

Whether you’re starting out, already established or ready to grow, we’re your business partner offering free estatements and unlimited deposits.

Credit Union Deposit Insurance Corporation (CUDIC)

At Gulf & Fraser, all your deposits are fully guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).

Seniors discount on safety deposit boxes

You can have peace of mind knowing your valuables and important documents are safe and secure at Gulf & Fraser.


TFSA and FHSA limited-time offer

5.00%* for 180 days

Bonus offer: Smart Money Move

Earn up to $1,000* bonus. Book your Smart Money Move appointment with one of our wealth management professionals today.

Unlock the power of first home tax-free savings

Get a $50 sign-up bonus + $150 cashback bonus when you open and fund a Qtrade Direct Investing FHSA.


0% Balance Transfer Offer

Simplify your finances with 0% interest on Balance Transfers for 9 months*

Apply, Spend, and Earn Welcome Points!

Unlock up to 5,000 Welcome Points* after your first purchase.

New to Canada?

Many of our credit cards have special deals just for you.


Introducing the First Home Advantage program

Secure the down payment for your first home

Competitive BC mortgage rates customized to you

Access the competitive BC mortgage rates you want, backed by advice.


Gulf & Fraser offers competitive loan rates

Borrow the funds you need to achieve almost any goal – be it buying a car, consolidating debt, or covering life’s unexpected costs.

Select Image

Earn up to $10 a month for powering your possible

Co-created by members for members, our Member Rewards Program is designed to reward you for working towards your financial goals.

Offers in your inbox

We share new special offers all the time! Make sure you never miss one by getting our monthly newsletter directly in your inbox.

Select Image

*Conditions apply.
Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth Inc. and its subsidiaries.