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RESP Calculator

How much should I save for my children’s post-secondary education?

Use our Registered Education Savings Plan (RESP) Calculator to plan for your child's education costs. It will help you understand how much you'll need to set aside, boosted by government grants, to cover all your child's expenses.


RESP 101: a guide to optimizing your education plan

Get to know the Registered Education Savings Plan (RESP) and how to put its tax benefits to work for your child’s education savings.

How to maximize your RESP with government grants

Learn all about the $10,000+ in government grants available to help you save for your child’s post-secondary schooling.

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Retirement Planning Calculator

How much should I be saving to retire in Canada?

Use our Retirement Planning Calculator to help you determine how much you’ll need to set aside for your dream retirement.


5 tips to help you plan for the retirement you want

Get answers to your retirement questions and learn our advisors’ tips for how to prepare.

A complete guide to retirement planning & the RRSP

Learn all about the Registered Retirement Savings Plan (RRSP) and how to save faster with its tax benefits.


RRIF Calculator

How much should I withdraw from my RRIF?

A Registered Retirement Income Fund (RRIF) helps you manage your retirement income. In simple terms, it's what your Registered Retirement Savings Plan (RRSP) can become when you retire. Use our RRIF Calculator to help estimate the income you can expect from this fund each year.


Are you ready to retire? Use our checklist to find out

Make sure you’ve thought about all the important aspects of retiring before you take this big step.

How to leverage insurance for retirement income

Learn all about annuities and how they can provide a guaranteed source of income when you retire.

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TFSA Calculator

How much can I save on tax with a TFSA? 

A Tax Free Savings Account (TFSA) is a flexible registered plan that helps you save for any goal or purchase – retirement, a car, a dream vacation – completely tax free. Use our TFSA Calculator to explore the benefits of investing in a TFSA over a non-tax sheltered investment.


Your guide to the Tax Free Savings Account

Learn everything you need to know about the TFSA and how to maximize it for your goals.

RRSP or TFSA – which registered plan is right for you?

Discover the advantages, disadvantages, and key differences between these registered plans.


Savings Calculator

What is compounding interest and how does it help me save?

Compounding interest is when you earn money on interest you've already received. Want to see compounding interest at work? Use our Savings Calculator to help you visualize the power of compounding, combined with the right savings account.


Paying yourself first – why it pays to save early

Find out how to automatically start saving more money by paying yourself first.

4 easy steps for responding to a financial emergency

Discover what to do in a financial emergency and learn tips for setting money aside.

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Mortgage Calculator

How much home can I afford? What will my mortgage payments look like?

Use our Mortgage Calculator to explore the amount you can afford to borrow, your potential repayment schedule, and how different rates affect your options. Our handy, all-in-one tool combines a:

  • Mortgage affordability calculator 
  • Mortgage payment calculator
  • Mortgage prepayment calculator
  • Mortgage comparison calculator 

Demystifying mortgages – a guide for homebuyers

Learn everything you need to know about mortgage types, rate options and navigating the homebuying process.

Is a mortgage right for me? Understanding mortgages

Explore the mortgage products available, so you can determine which option is right for you.


Loans Calculator

How much can I afford to borrow? What will my loan payments look like? 

Use our Loan Calculator helps you determine your lending options. You can start from the amount you want to borrow or the payment you can afford – whichever works best for you.


A complete guide to managing your credit

Learn about the different borrowing options you have and how to use them wisely to reach your goals.

What is a credit score & how to boost yours

Familiarize yourself with the credit system, how it works and what you can do to improve your credit score.


Foreign Exchange Calculator

How much will it cost to convert currency? 

Use our Foreign Exchange Calculator to help you determine the cost of converting US dollars into Canadian dollars and vice versa.


How to plan ahead & enjoy a worry-free vacation

Make sure you’re ready to travel stress-free by following these vacation planning tips and tricks.

5 easy things you can do to avoid identity theft

Discover the simple things you can do to keep your personal data safe at home and on the go.

These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit a Gulf & Fraser branch to seek personalized advice from qualified professionals for all your personal finance issues.