The accounts were designed by members for members to help you:
Build and maintain healthy spending and savings habits
Easily understand and select the account that best suits your lifestyle or business
Make quick and easy financial decisions
For members who conduct minimal transactions.
Unlimited transactions:
Limited transactions (10 included):
For members who do most of their banking online or using the Gulf & Fraser app.
Unlimited transactions include:
Limited transactions include (10 included):
For members who want the freedom of unlimited transactions.
Unlimited transactions
For members who want to transact in US dollars and earn interest.
Unlimited transactions include:
Limited transactions include:
For members with short-term savings goals.
Unlimited transactions include:
Limited transactions include (5 included):
For members with long-term saving goals.
Unlimited transactions include:
Limited transactions include (2 included):
Connect with us right away by calling the Member Hub at 604-419-8888. If you are travelling in Canada or the US, call 1-888-277-1043. For the international help desk, call 1-306-566-1276 collect.
With your MEMBERCARD debit card, you’re protected by one of the most secure payment technologies in Canada. Plus, with debit card fraud coverage, offered through Interac’s® Zero Liability Policy, you can rest assured that you’ll not be held liable for losses from unauthorized transactions.
Statement of Commitment: Code of Conduct
Gulf & Fraser is committed to upholding the Code of Conduct for the Credit and Debit Card Industry in Canada. The Code was designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks.
* Unlimited transactions include:
- Direct deposits
- Online transfer deposits
- Online transfer withdrawals
- Incoming Interac e-Transfers
- Request for money Interac e-Transfers
- In-branch deposits
- In-branch transfer deposits
Self-serve transactions include: pre-authorized debits, bill payments, Exchange ATM withdrawals (including Gulf & Fraser ATMs), point of sale, online transfer deposits, online transfer withdrawals, Interac e-Transfers (outgoing), Interac e-Transfers (request for money) and cheque withdrawals.
Full-serve transactions include: in-branch withdrawals and in-branch transfer withdrawals.
Transactions at non-Exchange Network ATMs, foreign, and international ATMs will continue to incur the existing applicable fee.
Additional transactions exceeding the package limit will be charged $1.00 for each self-serve transaction or full-serve transaction. For the High Interest Savings, additional transaction fees exceeding the package limit are $5.00 per each self-serve or full-serve transaction.
The accounts were co-created by entrepreneurial business owners like you and designed to help your business grow. You’ll find the line up of business accounts to be:
Competitive
Cost effective
Accommodating to the growing needs of your business
For business members with minimal banking needs.
Unlimited transactions include:
Limited transactions include (10 included):
For small business members.
Unlimited transactions include:
Limited transactions include (50 included):
For business members with high volumes of transactions.
Unlimited transactions
For business members who want to transact in US dollars and earn interest.
Unlimited transactions include:
Limited transactions include:
For business members with short-term savings goals.
Unlimited transactions include:
Limited transactions include (5 included):
For business members with long-term saving goals.
Unlimited transactions include:
Limited transactions include (2 included):
Connect with us right away by calling the Member Hub at 604-419-8888. If you are travelling in Canada or the US, call 1-888-277-1043. For the international help desk, call 1-306-566-1276 collect.
Statement of Commitment: Code of Conduct
Gulf & Fraser is committed to upholding the Code of Conduct for the Credit and Debit Card Industry in Canada. The Code was designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks.
* Unlimited transactions include:
- Direct deposits
- Online transfer deposits
- Online transfer withdrawals
- Incoming Interac e-Transfers®
- Request for money Interac e-Transfers
- In-branch deposits
- In-branch transfer deposits
Self-serve transactions include: pre-authorized debits, bill payments, Exchange ATM withdrawals (including Gulf & Fraser ATMs), point of sale, online transfer deposits, online transfer withdrawals, Interac e-Transfers (outgoing), Interac e-Transfers (request for money) and cheque withdrawals.
Full-serve transactions include: in-branch withdrawals and in-branch transfer withdrawals.
Transactions at non-Exchange Network ATMs, foreign, and international ATMs will continue to incur the existing applicable fee.
Additional transactions exceeding the package limit will be charged $1.00 for each self-serve transaction or full-serve transaction. For the High Interest Savings, additional transaction fees exceeding the package limit are $5.00 per each self-serve or full-serve transaction.
Common Miscellaneous Account Fees |
|
| eStatement | Free |
| eStatement with Cheque Image | Free |
| Paper Statement | $3.00/month |
| Paper Statement with Cheque Image for personal members | $3.00/month |
| Paper Statement with Cheque Image for business members | $5.00/month |
| Official Cheque - member | $10.00/each |
| Safe Deposit Boxes | Safe deposit boxes are available in various sizes starting at $45.00. Contact us to learn more. |
|
|
inquiry@gulfandfraser.com
604-419-8888
Weekday:
7am - 7pm
Saturday:
8am - 4pm
Weekday:
7am - 7pm
Saturday:
8am - 4pm
