Member Rewards Program

Member Rewards are evolving

We're building a new Member Rewards Program, guided by your insights and feedback, and designed to enhance your financial wellness journey.

The current Gulf & Fraser Member Rewards Program will officially end as we prepare to offer even more flexibility, simplicity, and opportunities to earn rewards through your everyday banking.

Key dates to remember:

May 31, 2025: Gulf & Fraser Member Rewards Program officially ends
June 16, 2025: Final rewards payout date

Shaping the future together

Your participation has directly influenced the design of the upcoming Beem Member Rewards Program, and so far, you’ve told us that you value:

Flexible options to earn cash rewards from everyday banking
Clear, straightforward ways to earn
More redemption options to choose from
The convenience of redeeming your rewards on your own schedule

We're excited to incorporate these insights as we finalize program enhancements.

Our heartfelt thanks

Thank you for your loyalty and active participation in the Gulf & Fraser Member Rewards Program. Your feedback continues to be invaluable, and we appreciate your support during this transition.

Stay tuned for updates and details about the new Beem Member Rewards Program in the months ahead.

Ways you can earn points	Your rewards
Complete an annual Smart Money Score	10 points per month for a year
Switch to eStatements (includes anyone who has switched prior to this program!)	10 points per month
Qualify for a line of credit	10 points per month
Use your debit card, Apple Pay or Google Pay	1 point per transaction up to 30 points per month
Regular payroll deposits of $500 or more per month	30 points per month

Get a Gulf & Fraser mortgage	30 points per month
Get & activate a Collabria credit card	30 points per month
Save or invest a minimum of $500 in a Tax-Free Savings Account. You'll earn points for each month that you maintain $500 or more in your TFSA!	30 points per month
Save or invest a minimum of $500 in a Registered Retirement Savings Plan, Registered Retirement Income Fund or Life Income Fund	30 points per month
Invest a minimum of $1,000 in a non-registered term deposit	30 points per month
Invest a minimum of $5,000 with Aviso Wealth	30 points per month
Set up an automated pre-authorized transfer of $25 or more per month to your saving or investment account.	30 points per month