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Member Rewards Program

Get rewarded for taking steps to reach your financial goals

Explore the NEW Member Rewards Program

Join a program* that rewards you as you strive to achieve your financial goals. Our new rewards program was co-created by members for members, and rewards you for:

  • Getting advice to better understand your financial situation 
  • Managing your money effectively
  • Building and maintaining healthy spending and saving habits

*This program was inspired by the legacy Aldergrove Credit Union memberSHARE Loyalty Program.


How to enroll in the Member Rewards Program

Step 1: Join the new Member Rewards Program

Step 2: Earn points on your everyday banking

Step 3: Receive your monthly reward directly in your Member Equity Shares account!


Once you've joined the Member Rewards Program, you can earn rewards by making smart financial choices. Scroll down to see all the ways you can earn rewards!


What will you do with your savings? 

Earn reward points on your everyday banking that will convert monthly to cash in your Member Equity Shares account. The table below shows how you can qualify for points each month.

 

​Essentials
 
Earn
50 - 99 points

Monthly reward:
$2.00



Plus​

Earn
100 - 199 points

Monthly reward:
$5.00



Premium

Earn
200+ points

Monthly reward:
$10.00




Ways you can earn points

Your reward

Complete an annual Smart Money Score

10 points per month for a year

Switch to eStatements (includes anyone who has switched prior to this program!)

10 points per month

Qualify for a line of credit

10 points per month

Use your debit card, Apple Pay or Google Pay

1 point per transaction up to 30 points per month

Regular payroll deposits of $500 or more per month

30 points per month

Get a Gulf & Fraser mortgage

30 points per month

Get and activate a Collabria credit card

30 points per month

Save or invest a minimum of $500 in a Tax-Free Savings Account. You'll earn points for each month that you maintain $500 or more in your TFSA! 

30 points per month

Invest a minimum of $1,000 in a non-registered term deposit

30 points per month

Save or invest a minimum of $500 in a Registered Retirement Savings Plan, Registered Retirement Income Fund, Life Income Fund

30 points per month

Invest a minimum of $5,000 with Aviso Wealth

30 points per month

Set up an automated pre-authorized transfer of $25 or more per month to your saving or investment account.

30 points per month

 

Frequently Asked Questions

The Member Rewards Program rewards you up to $10 per month when you strive to achieve your financial goals.

You can enroll in the Member Rewards Program by clicking the link in our monthly newsletter Bright Insights, by contacting the Member Hub at 604-419-8888 or inquiry@gulfandfraser.com, or by speaking to us in branch.
Reward payouts are deposited in your Member Equity Shares account by the 15th day of the month following each month during which you earned points.
Your monthly reward payouts are deposited into your Member Equity Shares account. You can withdraw these funds at any time by transferring to your spending or saving account.

Please note, as a member and owner of our credit union, you will need to keep a minimum of $5.00 in your Member Equity Shares account at all times in accordance with credit union rules.
After enrolling in the Member Rewards Program, you will receive a payout for each month based on the financial choices you make from this list. The more you bank with us, the more you earn. 

For example: if you don't qualify for a payout in January, you won't receive a payment. If you qualify for the Essentials tier in February, you will receive a $2.00 payout in March.
If you enroll in the Member Rewards Program in the middle of a month, you will receive a payout for your products and engagement based on the whole month. 
 
For example: if you enroll on January 15, your February payout will reflect your activity from January 1 to January 31. 
Contact us to find out how many points you have accumulated. 
 
You can call us at 604-419-8888 or email us at inquiry@gulfandfraser.com.
 
*Terms and conditions apply. See full terms and conditions here.