Skip to main content

Say hello to Gulf & Fraser! As a part of bringing our credit unions together, you’ll notice some exciting changes.

Our look may be new, but the way you bank remains the same. Please bank as usual and use the same banking information, mobile app and services. Learn more about Gulf & Fraser


Gulf & Fraser offers competitive rates everyday

Here are our featured interest rates. Click on "See more rates" for more product information.

Term deposit 

8 plus 8 convertible term (5.00% / 6.00%)


Term deposit

2 years


Term deposit

5 years


Residential mortgage

5 Year (Closed)


Residential mortgage

3 Year (Closed)


Residential mortgage

1 Year (Closed)


Prime rate



Foreign exchange

US Dollar buy rate


High interest savings account

High Interest Savings and High Interest Business Savings, up to:


​All rates are subject to change without notice and are not guaranteed unless confirmed by phone or fax.​

​Our US Dollar exchange rates are updated daily.  Buy and sell rates are listed from the member’s perspective.  If you require an amount in excess of $10,000, the branch can provide a live US dollar exchange rate quote.

​The Annual Percentage Rate (APR) will be the same as the posted interest rate, where no additional fee(s) apply.