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Say hello to Gulf & Fraser! As a part of bringing our credit unions together, you’ll notice some exciting changes.

Our look may be new, but the way you bank remains the same. Please bank as usual and use the same banking information, mobile app and services. Learn more about Gulf & Fraser


Gulf & Fraser offers competitive rates everyday

Members of VP Financial and Mount Lehman Financial: as we work towards integrating banking systems in October, we are able to offer you a limited selection of products during this interim period. Please note the following products are not yet available and will be offered to you after October 24, 2022: Pay-Day Plan 1 Year Term Deposit; Junior 1 Year Non-redeemable Term Deposit; High Interest Savings for personal and business; RRSP High Interest (HISA) Plan; 24 month PrimeLink. We look forward to serving you as best we can during this time and thank you for your patience and understanding.

Here are our featured interest rates. Click on "See more rates" for more product information.

Bright Term Rate

12 month


Term deposit

2 years


Term deposit

5 years


Residential mortgage

5 Year (Closed)


Residential mortgage

3 Year (Closed)


Residential mortgage

1 Year (Closed)


Prime rate


Foreign exchange

US Dollar buy rate


High interest savings account

High Interest Savings and High Interest Business Savings, up to:


​All rates are subject to change without notice and are not guaranteed unless confirmed by phone or fax.​

​Our US Dollar exchange rates are updated daily.  Buy and sell rates are listed from the member’s perspective.  If you require an amount in excess of $10,000, the branch can provide a live US dollar exchange rate quote.

​The Annual Percentage Rate (APR) will be the same as the posted interest rate, where no additional fee(s) apply.