Term deposit rates

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List of rates for TERM DEPOSIT SPECIALS
TERM DEPOSIT SPECIALS	Rate
1 year memberSHARE term*	3.50
8 plus 8 Convertible Term Deposit (5.00%/6.00%) - Average 5.50%	5.50

List of rates for LONG TERM NON-REDEEMABLE ANNUAL INTEREST TERM DEPOSIT
LONG TERM NON-REDEEMABLE ANNUAL INTEREST TERM DEPOSIT	Rate
1 Year	5.00
1.5 Years	5.00
2 Years	5.00
3 Years	4.50
4 Years	4.00
5 Years	4.00

List of rates for LONG TERM NON-REDEEMABLE MONTHLY INTEREST TERM DEPOSIT (NON-REGISTERED ONLY)
LONG TERM NON-REDEEMABLE MONTHLY INTEREST TERM DEPOSIT (NON-REGISTERED ONLY)	Rate
1 Year	4.875
1.5 Years	4.875
2 Years	4.875
3 Years	4.375
4 Years	3.875
5 Years	3.875

List of rates for US DOLLAR TERM DEPOSIT - NON-REDEEMABLE
US DOLLAR TERM DEPOSIT - NON-REDEEMABLE	Rate
30 - 59 Days	1.75
60 - 89 Days	1.95
90 - 119 Days	2.15
120 - 179 Days	2.40
180 - 364 Days	2.50
1 Year	2.75
1.5 Years	2.85
2 Years	3.00
3 Years	3.10
4 Years	3.20
5 Years	3.30

All rates are subject to change without notice, and are not guaranteed unless confirmed by phone or fax.

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