Savings accounts

Set aside strong savings with accounts designed to support your short and long-term goals.

Explore your savings account options

Everyday Savings

Perfect for savings you want to keep handy and use soon.

$0/month
Unlimited deposits
5 withdrawals
Additional withdrawals $1 each*

More details

Unlimited transactions include:

Direct deposits
Online transfer deposits
Online transfer withdrawals
Incoming Interac e-Transfer® payments
Request for Interac e-Transfer® payments
In-branch deposits
In-branch transfer deposits

Limited transactions include (5 included):

Outgoing Interac e-Transfer® payments
Online bill payments
Cheque withdrawals
Debit card purchases, including point of sale & Interac® Online payment
Pre-authorized debits
THE EXCHANGE Network® ATM withdrawals (ATMs outside this network may incur additional charges)
In-branch bill payments
In-branch withdrawals
In-branch transfer withdrawals

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Book an appointment

High Interest Savings

Perfect for savings you’re setting aside for bigger goals.

$0/month
Unlimited deposits
2 withdrawals
Higher interest
Additional withdrawals $5 each*

More details

Unlimited transactions include:

Direct deposits
Online transfer deposits
Online transfer withdrawals
Incoming Interac e-Transfer® payments
Request for Interac e-Transfer® payments
In-branch deposits
In-branch transfer deposits

Limited transactions include (2 included):

Online bill payments
Cheque withdrawals
Pre-authorized debits
In-branch bill payments
In-branch withdrawals
In-branch transfer withdrawals

Find a branch

Book an appointment

Need help choosing an account?

Don’t hesitate to reach out. We’re just a live chat, video, or phone call away when you need us.

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Manage your money your way

Whether you prefer to bank online, in person or out and about, we’ve got you covered.

Mobile app

Pay bills, transfer money, deposit cheques and more – all from your phone or tablet.

Download iPhone app

Download Android app

Online banking

Manage your money with ease at home, work or on the go.

Branch network

Get friendly, in-person advice at any branch in our large, local network.

Find a branch

Member hub

Give us a call. Our Member Hub team will be happy to help you get things done.

Local: 604-419-8888

Toll-free: 1-866-736-4334

ATM network

Access cash surcharge-free at 43,000 ATMs across Canada and the US.

Find an ATM

Telephone banking

Telephone banking services are not available until further notice. Online banking services is available 24 hours a day, 7 days a week to perform day to day transactions including account balances, bill payments or transfers. As another alternative, a Member Hub team member would be happy to help you set up automated re-occurring transactions such as bill payments and transfers.

Explore digital banking

Boost your investing know-how

Your guide to saving tax free

Learn everything you need to know about the Tax Free Savings Account (TFSA), its benefits and how to maximize them for your goals.

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Get more tips

Lost or stolen debit card?

Report it right away so we can help secure your accounts against unauthorized access.

Canada & US: 1-888-277-1043
International (Collect): 1-306-566-1276

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Other investments you may be interested in

Spending Accounts

Designed by members for members, our range of accounts makes managing your spending a breeze – no matter your banking needs.

Explore spending accounts

Tax Free Savings Account

A TFSA is a powerful registered plan that helps you save for any goal completely tax free, be it a car, a down payment or a rainy-day fund.

Explore TFSAs

Statement of Commitment: Code of Conduct

Gulf & Fraser is committed to upholding the Code of Conduct for the Credit and Debit Card Industry in Canada. The Code was designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks. 

*Unlimited transactions include: Direct deposits, Online transfer deposits, Online transfer withdrawals, Incoming Interac e-Transfers, Request for money Interac e-Transfers, In-branch deposits, In-branch transfer deposits

Self-serve transactions include: pre-authorized debits, bill payments, Exchange ATM withdrawals (including Gulf & Fraser ATMs), point of sale, online transfer deposits, online transfer withdrawals, Interac e-Transfers (outgoing), Interac e-Transfers (request for money) and cheque withdrawals.

Full-serve transactions include: in-branch withdrawals and in-branch transfer withdrawals.

Transactions at non-Exchange Network ATMs, foreign, and international ATMs will continue to incur the existing applicable fee.

Additional transactions exceeding the package limit will be charged $1.00 for each self-serve transaction or full-serve transaction. For the High Interest Savings, additional transaction fees exceeding the package limit are $5.00 per each self-serve or full-serve transaction.